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Protect yourself or your business from financial losses with a professionally drafted indemnity agreement. Allocate risk, define defense obligations, and set liability caps with our free US template.
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An indemnity agreement is a legally binding contract used throughout the United States in which one party, known as the Indemnitor, agrees to compensate another party, the Indemnitee, for certain losses, damages, or liabilities that may arise from a specified transaction, activity, or relationship. These agreements are a fundamental tool for allocating financial risk between American parties engaged in business dealings, ensuring that the party best positioned to manage a particular risk bears the responsibility for it.
Indemnity agreements are widely used across many U.S. industries and contexts. They appear in American commercial leases, construction contracts, service agreements, joint ventures, mergers and acquisitions, and licensing arrangements. A well-drafted U.S. indemnity agreement clearly defines which losses are covered, sets appropriate limitations on liability, and establishes procedures for handling claims, giving both parties predictability and protection.
Often referred to as a "hold harmless" agreement, this document does more than simply promise reimbursement. It can include obligations to actively defend against third-party claims, maintain insurance coverage, and provide timely notice of potential liabilities. Whether you are a U.S. contractor taking on a new project, a landlord leasing commercial space, or an American business entering a partnership, an indemnity agreement provides the legal framework to protect your financial interests.
Doxuno's indemnity agreement template covers all essential provisions for a comprehensive hold harmless arrangement. Each section is fully customizable to match the specific needs of your transaction or business relationship.
Drafting a thorough indemnity agreement requires careful consideration of the risks involved and clear language defining each party's obligations. Our template walks you through every critical provision so nothing is overlooked. Follow these steps to build your agreement.
Enter the full legal names, addresses, and contact information for both the Indemnitor (the party providing protection) and the Indemnitee (the party being protected). Specify whether each party is an individual, corporation, LLC, or partnership. Accurate party identification is essential for the agreement to be enforceable.
Describe the transaction, project, or business relationship that requires indemnification. Reference any underlying agreements such as service contracts, commercial leases, or construction agreements. Set the effective date and describe the consideration exchanged. A clear purpose statement prevents disputes about what activities are covered.
Choose between broad form (covers all claims regardless of fault), intermediate form (covers claims except those caused solely by the Indemnitee's negligence), or limited form (covers only claims from the Indemnitor's own acts). Your selection determines the extent of risk transfer and should reflect the nature of the underlying transaction.
Define exactly which types of claims trigger the indemnification obligation. Select from third-party lawsuits, property damage, bodily injury, intellectual property infringement, environmental liability, and regulatory penalties. Then specify which categories of losses are covered, including attorney fees, court costs, settlement payments, and consequential damages.
Review the completed agreement carefully to ensure all provisions accurately reflect the parties' intentions. Both the Indemnitor and Indemnitee should sign and date the document. Each party retains a signed copy. For high-value transactions or complex arrangements, consider having the agreement reviewed by legal counsel before execution.
Four things that make our templates more thorough than AI-generated drafts and more current than static template libraries.
Drafted with legal expertise for each jurisdiction, far more thorough than AI-generated drafts that copy generic clauses across borders.
Templates carrying statute references are continuously updated as the law changes. Your document always reflects the current legal framework.
Free to download. Vector text, embedded fonts, statute citations baked in. Print, sign, file. Ready for any signing flow including electronic signature.
Continue editing in Word after download. Add custom clauses, reuse the template for similar agreements, or share with a colleague for collaborative review.
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U.S. indemnity agreements are powerful risk allocation tools, but their enforceability depends on proper drafting and compliance with applicable American state laws. Understanding the legal landscape helps you create an agreement that will hold up when it matters most.
This template is provided for informational purposes and does not constitute legal advice. For complex indemnification arrangements or high-value transactions, consult a licensed attorney in your jurisdiction.
Reviewed by legal professionals. The content on this page and the template clauses have been reviewed by licensed attorneys in the United States to ensure accuracy and legal soundness for standard indemnification scenarios.
Many U.S. states have enacted anti-indemnity statutes that restrict or prohibit certain types of indemnity clauses, particularly in construction contracts. These American laws typically void broad form indemnity provisions that require one party to indemnify another for the other party's own negligence. Before using a broad form indemnity clause, verify that it is permitted under the laws of the U.S. state that will govern your agreement.
U.S. courts generally require that indemnity obligations be expressed in clear and unequivocal terms. Ambiguous language is typically construed against the party seeking indemnification under American contract law. This means your agreement should explicitly state the types of claims covered, the scope of losses included, and any limitations or exclusions. Vague or overly broad language may be deemed unenforceable by a U.S. court.
An indemnity agreement is only as strong as the Indemnitor's ability to pay. For this reason, many U.S. agreements include requirements for the Indemnitor to maintain specified insurance coverage. Requiring certificates of insurance and additional insured endorsements ensures that there are sufficient funds available to satisfy American indemnification obligations if a claim arises.
Create a professional indemnity agreement in minutes. Our template provides everything you need to allocate risk, define defense obligations, and set clear liability limits between parties.
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