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A flatmate agreement sets out the understanding between flatmates sharing a rental or owned home. Use our free New Zealand template to document rent shares, bills, bond, and house rules — critical given flatmates are outside the Residential Tenancies Act 1986.
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A flatmate agreement is a written contract between people sharing a rental property (or a home owned by one of them) that sets out how the living arrangement will work. In New Zealand, flatting is one of the most common shared-living arrangements, and a written agreement covers who pays what rent, how bills are split, bond arrangements, notice periods, visitors, noise, cleaning, and any other matter that commonly causes flatmate friction.
Flatmate agreements are important in New Zealand because flatmates — people who share a home with the tenant or owner but are not themselves on the tenancy agreement — generally fall outside the Residential Tenancies Act 1986. That means the protections and processes of the Tenancy Tribunal do not apply, and flatmates rely on their private agreement and general contract law to resolve disputes.
Whether you are the head tenant bringing new flatmates into a rental, a group of friends signing a tenancy together but wanting to clarify who does what, or a homeowner renting out spare rooms, a written flatmate agreement protects everyone. It prevents misunderstandings about money, creates a clear basis for resolving disputes, and makes it much easier to move on if someone needs to leave.
Our flatmate agreement covers every practical and financial matter that commonly arises when people share a home.
Full names, contact details, and emergency contacts for each flatmate.
Address of the shared home and who is the head tenant, homeowner, or co-tenant.
Amount each flatmate pays, payment frequency, and method (direct debit, bank transfer).
Whether a bond is held by the head tenant and the amount each flatmate has contributed.
How power, internet, gas, water, and streaming services are split and paid.
Whether flatmates share food or keep separate shelves, and rules about borrowing.
Cleaning roster, frequency, and standards for common areas and bathrooms.
Rules about visitors, overnight guests, and whether guests contribute to bills for longer stays.
Expected quiet hours for weekdays and weekends to respect everyone’s sleep and study.
Notice each flatmate must give before moving out (typically 2–4 weeks).
How a replacement is found and approved by remaining flatmates.
A process for raising and resolving issues between flatmates before they escalate.
Generate a clear flatmate agreement in minutes and sit down with your flatmates to sign it.
Provide each flatmate’s name, contact details, and role (head tenant, co-tenant, boarder).
Decide how rent and any bond are split and the payment method and dates.
Choose how power, internet, gas, and other bills are divided (equal or usage-based).
Agree cleaning rosters, visitors, noise, and other rules important to your household.
Everyone reads, signs, and keeps a copy. Stick a summary on the fridge for reference.
Four things that make our templates more thorough than AI-generated drafts and more current than static template libraries.
Drafted with legal expertise for each jurisdiction, far more thorough than AI-generated drafts that copy generic clauses across borders.
Templates carrying statute references are continuously updated as the law changes. Your document always reflects the current legal framework.
Free to download. Vector text, embedded fonts, statute citations baked in. Print, sign, file. Ready for any signing flow including electronic signature.
Continue editing in Word after download. Add custom clauses, reuse the template for similar agreements, or share with a colleague for collaborative review.
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Flatmates occupy a specific legal space between full tenants and guests — understanding it avoids nasty surprises.
This template is for informational purposes only and does not constitute legal advice. For specific issues about flatmate rights or disputes, contact Community Law, Tenancy Services, or a New Zealand lawyer.
Designed for New Zealand flatting
Under section 5(1) of New Zealand’s Residential Tenancies Act 1986, a flatmate who lives with the tenant or landlord but is not themselves a tenant is not covered by the Act. This means the New Zealand Tenancy Tribunal has no jurisdiction over flatmate disputes — they are handled by the Disputes Tribunal or the District Court under general New Zealand contract law. The written flatmate agreement becomes the primary reference point.
Where the head tenant signs the tenancy agreement with the landlord and brings in flatmates, the head tenant alone is responsible to the landlord for rent and damage. The flatmates’ obligations run to the head tenant, not the landlord. The head tenant should ensure their tenancy agreement allows flatmates and that any landlord approvals are obtained.
If the head tenant holds a bond from incoming flatmates (as opposed to lodging it with Tenancy Services), that bond is held on trust and should be refunded promptly when the flatmate leaves, less any legitimate deductions for damage or unpaid rent. Failure to refund a flatmate bond is a breach of the flatmate agreement recoverable in the Disputes Tribunal.
In New Zealand, flatmate disputes usually go to the Disputes Tribunal under the Disputes Tribunal Act 1988, with jurisdiction up to NZ$30,000. Applications cost around $45–$180 and can be resolved in a few months. The Tribunal takes a practical approach and the signed flatmate agreement is central evidence. Community Law centres across New Zealand provide free advice for flatmates on rights and options.
Create a practical flatmate agreement that prevents disputes and makes shared living work. Rent, bills, chores, and notice all clearly set out.
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