Separation Agreement Template (Ireland)

DEED OF SEPARATION

Ireland — Family Law Act 1995

This Deed of Separation ("Deed") is entered into as of 15 April 2026 between Seán Murphy ("Spouse 1") and Siobhán Murphy ("Spouse 2"), collectively the "Parties." The Parties were married on 12 September 2010 at Church of the Sacred Heart, Donnybrook, Dublin 4 and have been living separate and apart since 1 January 2026. This Deed is executed as a deed in accordance with the Family Law Act 1995 (FLA 1995) s. 8 and is intended to be legally binding and enforceable. Both Parties confirm they have had the opportunity to seek independent legal advice before executing this Deed.

The Parties acknowledge and agree that they have been living separate and apart since 1 January 2026. From the date of this Deed, each Party is free to live as they choose, subject to the provisions hereof. This Deed constitutes a Deed of Separation within the meaning of the Family Law Act 1995 s. 8. This Deed does not dissolve the marriage; the Parties remain legally married until a decree of divorce is obtained. Nothing in this Deed prevents either Party from subsequently applying for a divorce under the Family Law (Divorce) Act 1996 (FLD 1996), and the Parties may agree at that time that the terms of this Deed be incorporated into any divorce order.

Each Party undertakes not to molest, interfere with, or communicate with the other Party in a manner that is unwelcome or constitutes harassment, save as expressly permitted by this Deed or required for communication about their children. Neither Party shall attend at the other Party's residence or place of work except by prior arrangement. This clause is without prejudice to either Party's right to apply for an interim barring order or safety order under the Domestic Violence Act 2018 if circumstances require.

Siobhán Murphy shall retain the Family Home situate at 12 Foxrock Park, Dublin 18, D18 TN22 and shall be solely responsible for all financial obligations associated therewith, including mortgage repayments, property taxes, insurance, and maintenance. Siobhán Murphy shall use reasonable endeavours to procure the release of Seán Murphy from any mortgage or joint obligation relating to the Family Home within sixty (60) days of execution of this Deed. Seán Murphy irrevocably consents to this arrangement as required by the FHPA 1976 and shall execute any necessary transfers or consents.

Seán Murphy shall pay to Siobhán Murphy the sum of EUR 1,500.00 per month as periodical maintenance payments (the "Maintenance"), commencing on the first payment date following the execution of this Deed. Maintenance shall continue for Until the death of either Party or the remarriage of Spouse 2, whichever occurs first. This provision is made pursuant to the Family Law Act 1995 s. 13, which empowers the court to make periodical payments orders; the parties agree that this Deed shall operate as a binding agreement on maintenance and that either party may apply to the Circuit Family Court to have these terms made a rule of court.

Payments shall be made by bank transfer to the bank account nominated by Siobhán Murphy in writing. Maintenance shall be reviewed annually and adjusted by reference to the annual change in the Consumer Price Index (CPI) as published by the Central Statistics Office (CSO). The first review shall take place on the first anniversary of this Deed.

Termination on Remarriage / Cohabitation: Spousal Maintenance under this clause shall cease automatically upon the earlier of: (a) the death of either Party; (b) the remarriage or registration of a civil partnership by Siobhán Murphy; or (c) Siobhán Murphy cohabiting with another person as if in a marriage or civil partnership for a continuous period of twelve (12) months or more. Any child maintenance payable is not affected by this clause and continues regardless.

Maintenance Security — Life Insurance: Seán Murphy shall, within thirty (30) days of execution of this Deed, take out and at all times during the currency of Maintenance maintain a level-term life insurance policy on their own life for a sum assured not less than the aggregate of the Maintenance payable over the remaining term of this Deed, with Siobhán Murphy (or their estate for the benefit of any minor children) named as the irrevocable beneficiary. Evidence of cover and payment of premiums shall be produced annually on the anniversary of this Deed.

Seán Murphy shall pay to Siobhán Murphy the sum of EUR 20,000.00 as a lump sum payment within thirty (30) days of execution of this Deed. This payment is made in full and final settlement of Siobhán Murphy's financial claims arising from the marriage, save as expressly preserved in this Deed. This lump sum is not subject to maintenance variation and is a once-off payment.

The Parties agree to deal with their joint bank accounts and financial assets as follows:

Joint AIB current account (Account No. ending 4421) to be closed within 30 days and balance divided equally.
Joint savings account at Bank of Ireland to be closed and balance paid to Spouse 2.

Each Party shall be solely responsible for any financial products, accounts or obligations registered in their sole name from the date of this Deed.

The Parties agree to allocate responsibility for their joint debts and liabilities as follows:

Mortgage on family home to be assumed solely by Spouse 2.
Visa credit card (ending 9912) balance of approx. EUR 3,500 assumed by Spouse 1.
Revolving line of credit at Ulster Bank assumed by Spouse 1.

Each Party shall indemnify and hold harmless the other in respect of any debt, obligation or liability allocated to them under this Deed.

The Parties agree that the following arrangements shall apply to any children of the marriage:

Primary residence with Spouse 2. Spouse 1 to have alternate weekend access and every Wednesday overnight. See separate Child Custody Agreement.

Both Parties agree to act at all times in the best interests of the children as the paramount consideration, consistent with the Guardianship of Infants Act 1964 s. 3 as amended by the CFRA 2015, and to support a positive relationship between the children and both parents.

The Parties agree the following in relation to the schooling and education of the children: Children to remain at their current schools. Any change of school requires written consent of both Parties.. Any material change to the children's schooling shall require the agreement of both Parties as joint guardians under the GIA 1964.

IMPORTANT: The parties expressly acknowledge that a Deed of Separation alone cannot effect a binding division of pension benefits. Pension rights may only be divided by means of a Pension Adjustment Order (PAO) granted by the Family Court under section 12 of the Family Law Act 1995 (or section 17 of the Family Law (Divorce) Act 1996 in divorce proceedings).

Each Party shall retain sole entitlement to their own pension scheme(s) and no claim shall be made by either Party in respect of the other's pension under this Deed. The Parties acknowledge that either Party may in future apply to the Family Court for a Pension Adjustment Order under Family Law Act 1995 s. 12.

Each Party shall be responsible for arranging and funding their own health insurance from the date of this Deed.

The Parties agree to notify the Revenue Commissioners of their separation and to elect to be assessed to income tax as single persons with effect from the date of this Deed (or from the beginning of the tax year in which separation occurred, if more favourable). Each Party shall be responsible for their own tax affairs from the date of this Deed. Neither Party shall make any claim against the other in respect of income tax or other tax liabilities arising after the date of this Deed. The Parties shall jointly notify the Revenue Commissioners of their separation in writing within thirty (30) days of execution of this Deed, providing the agreed date of separation and the elected tax assessment basis (set out below).

Tax Assessment Basis — Year of Separation: For the year of assessment in which separation occurred, the Parties elect to be treated as a married couple jointly assessed under section 1018 of the Taxes Consolidation Act 1997 (TCA 1997) for the full year (which is generally tax-optimal where there is significant income disparity). From the start of the following year of assessment, each Party shall be assessed as a single person.

Both Parties are advised and acknowledge that they should each review and update their respective wills following the execution of this Deed. Under the Succession Act 1965 s. 111, a surviving spouse is entitled to a legal right share of the deceased spouse's estate unless it has been renounced. Mutual Renunciation of Legal Right Share: In consideration of the financial provisions made under this Deed, each Party hereby irrevocably renounces all rights to a legal right share under section 111 of the Succession Act 1965, including any right to claim against the other's estate under section 117 of that Act, save in respect of any provision expressly made in a later will or codicil of the other Party in favour of the renouncing Party. This renunciation is intended to be effective as a renunciation in writing as required by section 113 of the Succession Act 1965. Both Parties confirm they have obtained or have had the opportunity to obtain independent legal advice on the effect of this renunciation.

The transfer of the family home or any other property between the Parties pursuant to this Deed shall be exempt from stamp duty under the Stamp Duties Consolidation Act 1999 s. 96, provided the conditions for the exemption are met (including that the property is the principal private residence and the transfer is in accordance with a separation agreement). The Parties shall cooperate in making any necessary filings with Revenue and in registering the transfer with the Property Registration Authority (PRA) to ensure the transfer is effective against third parties. Each Party shall bear their own legal costs in connection with the property transfer unless otherwise agreed.

Subject to the express terms of this Deed, each Party fully and finally releases the other from all past, present and future claims arising from the marriage or its breakdown, including claims for property division, financial provision and maintenance, save for any ongoing obligations expressly set out in this Deed. This Deed shall remain in full force and effect unless and until it is set aside by a court of competent jurisdiction. Court proceedings in respect of matters settled by this Deed are stayed for so long as this Deed remains in force, unless either Party is in material breach.

The Parties agree to review the financial provisions of this Deed within two (2) years of execution, or on the occurrence of a material change of circumstances (including remarriage, cohabitation for more than twelve months, a significant change in income, or a change in the children's arrangements). Any agreed variation shall be made in writing and signed by both Parties as a deed.

This Deed shall be governed by and construed in accordance with the laws of Ireland. The Family Court (established by the Family Courts Act 2024; the Family Circuit Court or Family High Court as appropriate to the value and nature of relief sought) shall have jurisdiction in relation to all matters arising under or in connection with this Deed, including applications to enforce or vary any provision hereof, under the Family Law Act 1995, the Family Law (Divorce) Act 1996, and (where the parties are civil partners or qualifying cohabitants) the Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010. References in this Deed to "marriage" and "spouse" shall, where the parties are civil partners, be construed as references to "civil partnership" and "civil partner" respectively, in accordance with the 2010 Act.

Deed: This Deed is executed as a deed and is intended to be legally binding upon the Parties and their respective heirs, personal representatives, and assigns. Entire Agreement: This Deed constitutes the entire agreement between the Parties in relation to the matters set out herein and supersedes all prior negotiations and agreements. Amendment: No amendment shall be valid unless made in writing and executed as a deed by both Parties. Severability: If any provision is found to be invalid or unenforceable, the remaining provisions shall continue in full force. Independent Legal Advice: Both Parties confirm they have had the opportunity to obtain independent legal advice (ILA) prior to executing this Deed and understand its effect.

IN WITNESS WHEREOF, the parties have executed this Agreement as of the date indicated.