Free B2C Terms & Conditions Template
Business-to-consumer terms and conditions set out the contractual framework for selling goods or services to individual consumers. Use our free UK template to comply with consumer protection legislation and establish fair, transparent terms.
12 Market Street, Bristol, BS1 3AA
Email: hello@bloomandcogifts.co.uk | Tel: 0117 456 7890 | Company No.: 13456789 | VAT: GB345678901
Handmade greeting cards, gift-wrapping accessories, personalised stationery and digital download templates for special occasions — supplied from our Bristol workshop to consumers across the UK.
Geographic scope: We supply customers located in the United Kingdom. Orders from outside this area may be declined.
Images, descriptions, weights and measurements on the Website are for illustration only. Slight variations may occur; these do not entitle you to reject goods unless they render the goods materially different from the description.
Payment methods: credit and debit card (including Apple Pay and Google Pay where available), processed by Stripe and PayPal. All prices are displayed in pounds sterling and are inclusive of VAT at the prevailing rate where applicable. Delivery and other charges are shown separately before you complete your order.
Pricing errors: If we discover a pricing error before dispatch, we will contact you to confirm whether you wish to proceed at the correct price or cancel. Where the difference is obviously an error (for example a comma/decimal misplacement), we may treat the contract as not formed in accordance with the principle in Hartog v Colin and Shields [1939] 3 All ER 566.
No obligation to supply: We reserve the right to refuse or cancel any order before acceptance, for example where an item is out of stock, payment is declined, or we suspect fraudulent activity.
Delivery area: We deliver to UK mainland.
Risk and passing of title: Risk of loss or damage passes to you at the point of delivery, in accordance with section 29(2) of the Consumer Rights Act 2015. Title passes to you on full payment.
Digital delivery: Digital products will be delivered to the email address provided at checkout within 24 hours of payment confirmation.
How to cancel: Send a clear statement of your decision to cancel (by email to hello@bloomandcogifts.co.uk, by post, or by using the model cancellation form in Schedule 3 Part B of the CCRs). The cancellation is effective from the date you send the notice.
Return of goods: You must return the goods to us without undue delay, and in any event within 14 days of telling us you wish to cancel. You are responsible for the direct cost of returning the goods, unless we have agreed to bear that cost. You are only liable for any diminished value resulting from handling beyond what is necessary to establish the nature, characteristics and functioning of the goods (reg 34(9) CCRs).
Our refund: We will refund all payments received from you, including the cost of standard delivery, using the same means of payment as used for the original transaction, within 14 days of receiving the goods back or evidence that they have been sent (reg 34 CCRs).
Digital content exception (reg 37(1)): If you start to download or stream digital content within the 14-day period, you lose your right to cancel, provided you have given your express prior consent and acknowledged that the right will be lost. We will request this consent before processing the download.
Excluded contracts: The right to cancel does not apply to contracts excluded under regulation 28 CCRs, including goods made to your specification or clearly personalised; sealed goods unsuitable for return for hygiene reasons where unsealed after delivery; sealed audio/video recordings or computer software which have been unsealed; and services already fully performed with your express prior consent.
Our voluntary returns policy: In addition to your statutory rights we accept returns within 30 days of delivery where the items are unused, in their original condition and packaging, with proof of purchase. Refunds under this voluntary policy will be made to the original payment method within fourteen (14) days of our receipt of the returned goods or, for services, within fourteen (14) days of the decision to refund (reg 34 CCRs).
Short-term right to reject (s.22 CRA): You may reject faulty goods and claim a full refund within 30 days of delivery.
Right to repair or replacement (ss.23): After the 30-day period, you are entitled to ask for the goods to be repaired or replaced.
Final right to reject (ss.24): If repair or replacement fails or is impossible, you may ask for a price reduction or reject the goods and claim a refund. For faults reported within the first six (6) months after delivery, the goods are presumed to have been faulty at delivery unless we can prove otherwise.
Digital content (ss.34-46 CRA): Digital content must be of satisfactory quality, fit for purpose and as described. Where it is not, you are entitled to repair or replacement and, in certain cases, a refund. We are also liable under s.46 CRA for any damage the digital content causes to your device or other digital content where caused by our failure to exercise reasonable care and skill.
Services (ss.49-56 CRA): Services will be performed with reasonable care and skill and, where no time is fixed, within a reasonable time. Where services fall short, you are entitled to repeat performance and/or a price reduction.
How to complain: Please contact us at hello@bloomandcogifts.co.uk or on 0117 456 7890 with your order number and a description of the issue. We aim to respond within five (5) working days.
Subject to the above, our total liability to you under or in connection with any single order shall not exceed the price paid for the specific goods, digital content or services that are the subject of the claim.
Foreseeable losses only: We are responsible for foreseeable loss and damage caused by us. Loss or damage is foreseeable if it is an obvious consequence of our breach, or if it was contemplated by you and us at the time we entered into the contract (Hadley v Baxendale (1854) 9 Exch 341).
Unfair terms test: You have statutory protection under Part 2 of the Consumer Rights Act 2015, including the fairness test in section 62 and the grey list in Schedule 2. Nothing in these Terms is intended to exclude or restrict those protections.
Force majeure: We will not be liable for any failure or delay caused by events beyond our reasonable control, including natural disasters, pandemics, industrial disputes, cyber-attacks or third-party infrastructure failures. Your statutory rights are unaffected.
Alternative dispute resolution: We aim to resolve all complaints informally. If we are unable to reach a resolution, the dispute may be referred to the courts of England and Wales, which (subject to the Consumer Rights Act 2015 and the Civil Jurisdiction and Judgments Act 1982) shall have non-exclusive jurisdiction. Consumers domiciled in Scotland or Northern Ireland may also bring proceedings in the courts of their domicile.
Governing law: These Terms and any contract arising under them are governed by the law of England and Wales. If you are a consumer you have the benefit of any mandatory provisions of the law of the country in which you live.
Cookies: Our use of cookies and similar technologies is governed by a separate Cookie Policy available on the Website. The use of cookies is regulated by the Privacy and Electronic Communications (EC Directive) Regulations 2003 (PECR) regulation 6.
Current version: v2.1 — March 2026.
Severance: If any provision of these Terms is held invalid or unenforceable, it shall be modified to the minimum extent necessary or severed, and the remaining provisions shall continue in full force.
Transfer: You may not transfer your rights or obligations under these Terms without our consent. We may transfer our rights and obligations, subject always to your cancellation and refund rights.
Third-party rights: No person other than you and us has rights under these Terms, except where required by the Consumer Rights Act 2015 or other mandatory law.
Contact: If you have any questions about these Terms please contact us at hello@bloomandcogifts.co.uk.
What Are B2C Terms and Conditions?
Business-to-consumer (B2C) terms and conditions are standard contractual terms that govern transactions between a business and individual consumers. They must comply with UK consumer protection legislation, including the Consumer Rights Act 2015, the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 and the relevant provisions of the UK GDPR.
Unlike B2B contracts, consumer contracts are subject to stricter regulation. The Consumer Rights Act 2015 requires that goods must be of satisfactory quality, fit for purpose and as described, and that services must be performed with reasonable care and skill. Unfair terms can be challenged and struck out.
Clear, fair and transparent UK B2C terms build consumer trust, reduce disputes and ensure your British business complies with its legal obligations under English law. They are essential for any business selling to the public in England and Wales, whether online, in-store or by telephone.
What's Covered in This Template
This B2C terms and conditions template covers all the key elements required for consumer transactions.
Business Information
Your company details, contact information and registration details as required by law.
Products and Services
Description of the goods or services offered, including any applicable specifications or variations.
Pricing and Payment
Transparent pricing, VAT, accepted payment methods and any additional charges.
Ordering and Acceptance
How orders are placed, when a contract is formed and confirmation processes.
Delivery
Delivery options, estimated timescales, delivery charges and what happens if delivery fails.
Consumer Cancellation Rights
The 14-day cooling-off period for distance and off-premises contracts under the CCR 2013.
Returns and Refunds
Procedures for returning goods, refund timelines and the consumer’s statutory rights.
Warranties and Guarantees
Statutory quality rights under the Consumer Rights Act 2015 and any additional commercial guarantees.
Complaints Procedure
How consumers can raise complaints and the steps you will take to resolve them.
Data Protection
How personal data is collected, used and protected in compliance with the UK GDPR.
How to Create B2C Terms and Conditions
Follow these steps to create compliant B2C terms and conditions.
- 1
Enter Business Details
Provide your company name, registered address, contact details and any applicable registration numbers.
- 2
Describe Your Products or Services
Outline what you sell, how orders are placed and when a binding contract is formed with the consumer.
- 3
Set Pricing and Delivery Terms
Provide transparent pricing including VAT, delivery options and estimated timescales.
- 4
Include Consumer Rights Provisions
Set out cancellation rights, returns procedures, refund policies and complaint handling in accordance with UK law.
- 5
Review and Download
Check all terms for accuracy and legal compliance, preview and download as a PDF.
Legal Considerations
B2C terms and conditions in the UK must comply with extensive consumer protection legislation.
This template is for informational purposes only and does not constitute legal advice. Consult a qualified solicitor for advice specific to your situation.
Reviewed for England & Wales law
Consumer Rights Act 2015
The UK Consumer Rights Act 2015 is the primary legislation governing British consumer contracts. It requires that goods must be of satisfactory quality, fit for a particular purpose and as described. Services must be performed with reasonable care and skill in England and Wales. Digital content must also meet these standards. These UK statutory rights cannot be excluded or restricted.
Cancellation and Cooling-Off Period
The UK Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 give British consumers a 14-day cooling-off period for distance contracts (online, telephone) and off-premises contracts in England and Wales. During this period, UK consumers can cancel without giving a reason. If you fail to inform the consumer of this right, the cancellation period extends to 12 months.
Unfair Terms
Part 2 of the UK Consumer Rights Act 2015 provides that a term in a British consumer contract is unfair if it causes a significant imbalance in the parties’ rights and obligations to the detriment of the consumer. Unfair terms are not binding on the UK consumer. The Competition and Markets Authority (CMA) and trading standards officers in England and Wales can take enforcement action against unfair terms.
Pre-Contract Information
The UK Consumer Contracts Regulations 2013 require British businesses to provide specified pre-contract information to consumers in England and Wales, including the main characteristics of the goods or services, total price, delivery costs, cancellation rights and the trader’s identity and contact details. Failure to provide this information can affect the enforceability of the UK contract.
Frequently Asked Questions
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