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A county court claim is the formal way to recover money owed to you in England and Wales. Whether it is an unpaid invoice, a personal debt, or a breach of contract, our template helps you draft clear particulars of claim before filing with the court.
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| NAME | Emma Louise Richards |
| TYPE | Individual |
| ADDRESS | 14 Oakfield Road, Manchester, M20 6HJ |
| emma.richards@example.co.uk | |
| TELEPHONE | 07700 900123 |
| NAME | ProBuild Solutions Ltd |
| TYPE | Limited Company |
| ADDRESS | Unit 7, Riverside Business Park, Leeds, LS10 1NE |
| COMPANY NUMBER | 87654321 |
| info@probuild.example.co.uk |
| TYPE OF CLAIM | Breach of Contract |
| AMOUNT CLAIMED | £8,750.00 |
| ALLOCATION TRACK | Small Claims Track (up to £10,000) — CPR Part 27 |
| COURT | County Court (Form N1, CPR Part 7) — County Court at Manchester |
| GOVERNING LAW | England and Wales |
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A county court claim (often called a "money claim" or "small claim") is a legal action brought in the county court to recover a debt or damages. In England and Wales, claims can be issued online through Money Claims Online (MCOL) or by filing a claim form (N1) at a county court.
The claim form must include "particulars of claim" — a clear statement of the facts giving rise to the debt, the amount owed, how it was calculated, and the legal basis for the claim. Well-drafted particulars are essential because they define the scope of your case.
UK claims for up to £10,000 are usually allocated to the small claims track, where proceedings are informal and costs recovery is limited. British claims between £10,000 and £25,000 go to the fast track, and larger claims to the multi-track. The amount and complexity determine the procedure under English civil law.
Our county court claim template helps you draft the core documents needed:
Full name and address of the person or business making the claim.
Full name and address of the person or business you are claiming against.
A structured statement of the facts — what happened, what was agreed, and how the debt arose.
The specific sum owed, broken down into principal, interest, and any other amounts.
How interest is claimed — contractual rate or statutory interest under the Late Payment of Commercial Debts Act.
The cause of action — breach of contract, goods sold, services provided, loan unpaid, etc.
References to invoices, contracts, correspondence, or other documents supporting the claim.
The required declaration confirming the facts stated are true.
Guidance on applicable court fees based on the claim amount.
What you are asking the court to order — payment, interest, and costs.
Follow these steps to prepare your money claim:
Before issuing proceedings, send the debtor a formal letter giving them a reasonable time (usually 14–30 days) to pay. This is a requirement under the Pre-Action Protocol for Debt Claims.
Collect all supporting documents — contracts, invoices, emails, delivery records, and proof of the debt.
Set out the facts chronologically, state the amount owed, explain how interest is calculated, and identify the legal basis for your claim.
Add up the principal debt, accrued interest, and court fees. You can also claim reasonable costs of recovery.
Submit the claim form (N1) and particulars of claim to the court or use Money Claims Online. Pay the applicable court fee.
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County court claims in England and Wales are governed by the Civil Procedure Rules (CPR) and the relevant Pre-Action Protocols.
This template is for informational purposes only and does not constitute legal advice. Consult a qualified solicitor for advice specific to your situation.
Reviewed for England & Wales law
The UK Pre-Action Protocol for Debt Claims requires the British claimant to send a letter before action, provide sufficient information about the debt, and allow the debtor time to respond before issuing proceedings in England and Wales. Failure to follow the protocol can result in costs penalties.
Most contract debts in England and Wales must be claimed within six years from when the cause of action arose (UK Limitation Act 1980). For British debts under deed, the limitation period is twelve years. If the limitation period has expired, the claim will usually be struck out.
For UK commercial debts (business to business), the UK Late Payment of Commercial Debts (Interest) Act 1998 allows interest at 8% above the Bank of England base rate. For other debts in England and Wales, the court can award interest at 8% under section 69 of the County Courts Act 1984.
Obtaining a UK county court judgment (CCJ) does not guarantee payment. If the British debtor does not pay, you may need to take enforcement action in England and Wales — such as a warrant of control, attachment of earnings, charging order, or third-party debt order.
Use our free template to draft clear particulars of claim. Get your documents ready before filing with the court.
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