ASSURED TENANCY AGREEMENT
Housing Act 1988 Pt I · England · Non-shorthold Assured Tenancy
LANDLORD
Westfield Housing Association
48 Trinity Road, London, SE1 2PQ
lettings@westfieldha.org.uk
020 7946 0238
TENANTS
Margaret Ann Patterson and David James Patterson
17 Linden Grove, London, SE15 3LF
margaret.patterson@example.co.uk
14 Oakwood Rise, Birmingham, B2 4QT
Start: 2026-05-01 · Term: 3 years · £895 pcm
This Assured Tenancy Agreement (this "Agreement") is made on 2026-05-01 between Westfield Housing Association of 48 Trinity Road, London, SE1 2PQ (the "Landlord") and Margaret Ann Patterson and David James Patterson of 17 Linden Grove, London, SE15 3LF (the "Tenant"; the Tenant's obligations are joint and several). The parties intend to create an assured tenancy within the meaning of section 1 of the Housing Act 1988, and not an assured shorthold tenancy. The Tenant is a qualifying tenant of a registered provider of social housing / housing association to whom the presumption of assured shorthold status does not apply, and this tenancy is granted as an ordinary assured tenancy.
1.
THE PROPERTY
The Landlord lets and the Tenant takes the property at 14 Oakwood Rise, Birmingham, B2 4QT (the "Property") — house, let unfurnished, together with the fixtures, fittings and contents listed in the Inventory and Schedule of Condition appended to this Agreement. The Property is let as a separate dwelling for use as the Tenant's only or principal home, satisfying the condition in section 1(1)(b) of the Housing Act 1988.
2.
ASSURED-TENANCY CONDITIONS
The parties warrant that this tenancy satisfies the conditions in section 1(1) of the Housing Act 1988 (dwelling-house let as a separate dwelling; tenant is an individual; the Property is the tenant's only or principal home) and does not fall within any of the exclusions in Schedule 1 to the Housing Act 1988 — in particular it is not: a tenancy at a high rent (over £100,000 per annum), a tenancy at a low rent (Sch.1 paras 3-3C), a business tenancy within Part II of the Landlord and Tenant Act 1954, a licensed-premises tenancy, an agricultural holding, a student letting by a specified educational institution, a holiday let, a resident-landlord tenancy, a Crown tenancy, or an exempt registered-provider letting. If at any time a condition in section 1(1) ceases to be satisfied, this Agreement shall be construed accordingly and the parties shall cooperate to regularise the tenancy status.
3.
TERM AND SECURITY OF TENURE
The tenancy commences on 2026-05-01 for a fixed term of 3 years ending on 2029-04-30 (the "Fixed Term"). On expiry of the Fixed Term, unless a new fixed-term tenancy is granted, the tenancy shall continue as a statutory periodic tenancy pursuant to section 5(2) of the Housing Act 1988 on the same terms as this Agreement save as modified by law. The Landlord may recover possession only in accordance with sections 7-8 of the Housing Act 1988 on one or more of the grounds in Schedule 2. For the avoidance of doubt, the accelerated possession procedure under section 21 does not apply to an ordinary assured tenancy; the greater security of tenure afforded to an assured tenant is a principal reason for granting this agreement rather than an assured shorthold tenancy.
4.
RENT
The Tenant shall pay to the Landlord a monthly rent of £895 payable in advance on the 1st day of each calendar month, by standing order or bank transfer to the Landlord's nominated account (details supplied separately). If any rent remains unpaid for 14 days or more after the due date (whether demanded or not), the Landlord may, subject to compliance with all statutory prerequisites, recover possession under Ground 8, 10 or 11 of Schedule 2 to the Housing Act 1988, and/or recover the rent as a debt with interest.
5.
TENANCY DEPOSIT
The Tenant has paid (or shall pay before commencement) a tenancy deposit of £1,032. This sum does not exceed the cap in Schedule 1 para.2 of the Tenant Fees Act 2019 (5 weeks' rent where annual rent is below £50,000; 6 weeks' rent where £50,000 or above). The Landlord shall, within 30 days of receipt, protect the deposit in the Tenancy Deposit Scheme (TDS) (an authorised scheme under sections 212-215 of the Housing Act 2004) and serve on the Tenant the prescribed information required by The Housing (Tenancy Deposits) (Prescribed Information) Order 2007 — the statutory deposit-protection regime applies to all assured tenancies, not only assured shortholds, from 1 October 2015. Failure to comply may expose the Landlord to a penalty of between 1 and 3 times the deposit under section 214 HA 2004, and may bar certain possession notices. At the end of the tenancy the deposit may be used, in accordance with the scheme's adjudication rules, to cover unpaid rent, damage beyond fair wear and tear, and other breaches.
6.
PROHIBITED PAYMENTS
The only payments which the Landlord may require from the Tenant in connection with this tenancy are those permitted under Schedule 1 of the Tenant Fees Act 2019: rent, tenancy deposit, holding deposit (not exceeding one week's rent), payment in the event of default, payment on variation / assignment / novation at the Tenant's request, early-termination payments at the Tenant's request, and utilities / council tax / communication services / TV licence. Any prohibited payment is recoverable by the Tenant.
7.
TENANT'S OBLIGATIONS
The Tenant covenants: (a) to pay the rent on the due date without deduction or set-off save as permitted by law; (b) to occupy the Property as the Tenant's only or principal home and to use it only as a private residential dwelling; (c) to keep the interior in good and clean condition (fair wear and tear excepted) and to return it at the end of the tenancy in the condition recorded in the Schedule of Condition; (d) not to make alterations without the Landlord's prior written consent (consent not to be unreasonably withheld); (e) not to cause nuisance or annoyance to neighbours (anti-social behaviour may amount to Ground 14 of Schedule 2 HA 1988); (f) promptly to notify the Landlord of any disrepair; (g) to test smoke and CO alarms monthly and report faults; (h) to comply with the Immigration Act 2014, Equality Act 2010, HMO licensing where applicable, council-tax and utility obligations; (i) to permit the Landlord or agents access on the notice stated in this Agreement for inspection, repair and statutory safety checks.
8.
LANDLORD'S OBLIGATIONS
The Landlord covenants: (a) to give the Tenant quiet enjoyment of the Property during the tenancy, free from unlawful interference (Protection from Eviction Act 1977 s.1(3A)); (b) to discharge the repairing obligations imposed on the Landlord by section 11 of the Landlord and Tenant Act 1985 (structure, exterior and installations) and not to contract out of those obligations; (c) to ensure that the Property is fit for human habitation at the start of the tenancy and throughout it, in accordance with sections 9A-9C of the Landlord and Tenant Act 1985 (as inserted by the Homes (Fitness for Human Habitation) Act 2018); (d) to insure the structure of the Property against the usual risks; (e) to comply with all residential-letting legislation (Gas Safety Regs 1998; Electrical Safety Standards (PRS) Regs 2020; Smoke and CO Alarm Regs 2022; Energy Performance of Buildings Regs 2012; MEES Regs 2015); and (f) to provide the Tenant with the Landlord's name and address for service under section 48 of the Landlord and Tenant Act 1985: 48 Trinity Road, London, SE1 2PQ.
9.
GAS, ELECTRICAL, SMOKE / CO AND EPC COMPLIANCE
A qualified Gas Safe Registered engineer shall carry out an annual gas safety check, and the Landlord shall supply the Tenant with a copy of the CP12 Gas Safety Record before occupation and within 28 days of each subsequent check (Gas Safety (Installation and Use) Regulations 1998 SI 1998/2451). The fixed electrical installation has been inspected and tested against BS 7671:2018+A2:2022 and a current Electrical Installation Condition Report (EICR) has been supplied (Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020), to be repeated at intervals of no more than 5 years. In accordance with the Smoke and Carbon Monoxide Alarm (Amendment) Regulations 2022, a smoke alarm is fitted on each storey and a carbon-monoxide alarm in every room containing a fixed combustion appliance (other than a gas cooker); faults shall be remedied on the day they are reported. The Landlord shall supply a valid Energy Performance Certificate (current band C) (minimum band E under the MEES Regulations 2015 unless exempt).
10.
RIGHT TO RENT
The Landlord has carried out right-to-rent checks on all adult occupiers in accordance with sections 20-37 of the Immigration Act 2014 and the Code of Practice for Landlords. The Tenant shall notify the Landlord in writing of any change in immigration status or in the adult occupiers of the Property.
11.
UTILITIES, COUNCIL TAX AND INSURANCE
The Tenant is responsible for all utility bills in connection with the Property (gas, electricity, water, telephone, broadband and TV licence) and shall register with each supplier from the commencement date. Council tax is payable by the Tenant under the Local Government Finance Act 1992.
Insurance: The Landlord maintains buildings insurance on the Property. The Tenant is strongly advised to take out contents insurance. The Tenant shall not do any act that would invalidate the Landlord's buildings insurance or increase the premium.
12.
RENT REVIEW
Once this tenancy becomes a statutory periodic assured tenancy, the Landlord may propose a new rent by serving notice in the prescribed form under section 13(2) of the Housing Act 1988. The Tenant may refer the notice to the First-tier Tribunal (Property Chamber) under section 13(4), and the tribunal may determine the rent which the dwelling-house might reasonably be expected to be let for in the open market under section 14 of the Housing Act 1988. No more than one statutory increase may take effect in any 12-month period.
13.
USE OF THE PROPERTY — PETS AND SMOKING
Pets: No pet shall be kept at the Property without the Landlord's prior written consent (such consent not to be unreasonably withheld). Smoking: Smoking (including e-cigarettes and vaping) is prohibited anywhere at the Property.
14.
LANDLORD ACCESS
The Landlord (and any authorised agent or contractor) may enter the Property at reasonable times on giving the Tenant not less than 48 hours written notice in order to inspect condition, carry out repairs, or discharge statutory safety duties (including the annual CP12 and periodic EICR). In an emergency (risk to life or imminent damage) the Landlord may enter without notice. The right of entry is subject to the Tenant's right to quiet enjoyment under s.1(3A) of the Protection from Eviction Act 1977.
15.
ASSIGNMENT AND SUBLETTING
The Tenant shall not assign, sublet, charge or part with possession of the whole or any part of the Property without the Landlord's prior written consent (such consent not to be unreasonably withheld).
16.
TERMINATION AND POSSESSION GROUNDS
During the Fixed Term (if any), neither party may terminate this Agreement save as expressly provided in it or for material breach by the other party. After expiry of the Fixed Term, the Tenant may end the statutory periodic assured tenancy by giving the Landlord not less than two months written notice to quit expiring at the end of a rental period. The Landlord may recover possession only by serving a notice under section 8 of the Housing Act 1988 in the prescribed form specifying one or more grounds in Schedule 2, and thereafter obtaining a possession order from the court. The Landlord reserves the right to rely on any applicable ground in Schedule 2, whether mandatory (Grounds 1-8) or discretionary (Grounds 9-17). For the avoidance of doubt, the accelerated possession procedure under section 21 HA 1988 is not available in respect of an ordinary assured tenancy.
17.
GENERAL PROVISIONS
Joint and several liability: Where more than one person is named as Tenant, each is jointly and severally liable for every obligation. Notices (s.48 LTA 1985): Any notice to the Landlord shall be served at 48 Trinity Road, London, SE1 2PQ. Notices to the Tenant shall be delivered at the Property or by email where an address is provided. Data protection: The Landlord shall process the Tenant's personal data in accordance with the UK GDPR and the Data Protection Act 2018. Equality: The Landlord shall not discriminate contrary to Part 4 of the Equality Act 2010. Unfair terms: Any term shall be read down to comply with the unfair-term test in section 62 and Schedule 2 of the Consumer Rights Act 2015, and ICO / CMA guidance on tenancy agreements. Severance: If any provision is unenforceable, the remainder shall continue in force. Variation: No variation is effective unless in writing and signed by both parties. Third-party rights: A person who is not a party has no rights under the Contracts (Rights of Third Parties) Act 1999.
18.
GOVERNING LAW AND JURISDICTION
This Agreement shall be governed by and construed in accordance with the law of England and Wales. The parties irrevocably submit to the exclusive jurisdiction of the courts of England and Wales, without prejudice to any party's right to apply to the First-tier Tribunal (Property Chamber) where it has statutory jurisdiction.
IN WITNESS WHEREOF, the parties have executed this Agreement as of the Effective Date first written above.
LANDLORD
Westfield Housing Association
Date: ____________________
TENANTS
Margaret Ann Patterson and David James Patterson
Date: ____________________
