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Financial Statement Form 13 / 13.1 Template

An Ontario family-court Financial Statement is the sworn disclosure of income, expenses, assets and liabilities required under Rule 13 of the Family Law Rules and section 21 of the Federal Child Support Guidelines. Our free Canadian template generates a written Financial Statement aligned with Form 13 (Support Claims) and Form 13.1 (Property and Support Claims) — the two canonical forms used in Ontario family-court proceedings — with optional Expert add-ons for the Part 4 Assets Schedule (in Canada + abroad), Part 5 Liabilities Schedule, Part 6 Tax Document Schedule (3-year T1 + NOA + slips), and the Affidavit of Financial Disclosure with commissioner-for-oaths jurat.

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FINANCIAL STATEMENT — FORM 13.1 (PROPERTY AND SUPPORT CLAIMS)
Ontario Superior Court Of Justice (Family Court Branch — Toronto) · Court File No. FS-26-12345-67
APPLICANT
Caroline Anne Martel
218 St. Clair Avenue West, Suite 1402, Toronto, ON M4V 1R3
RESPONDENT
Jonathan Edward Park
Sworn by the Applicant
Filing: support AND property / equalisation (Form 13.1 framework) · Filed: 2026-06-15
I, Caroline Anne Martel, of 218 St. Clair Avenue West, Suite 1402, Toronto, ON M4V 1R3, in the Province of Ontario, the the Applicant in this proceeding, having a financial-disclosure obligation under Rule 13 of the Ontario Family Law Rules, O. Reg. 114/99 and sections 21 to 25 of the federal Child Support Guidelines, SOR/97-175, MAKE OATH AND SAY AS FOLLOWS:
1.
PARTIES AND COURT FILE
This proceeding is between Caroline Anne Martel (the the Applicant) and Jonathan Edward Park (the Respondent), in the Ontario Superior Court of Justice (Family Court Branch — Toronto) under Court File No. FS-26-12345-67.

Date of marriage: 2012-07-21.
Date of separation: 2026-03-31.
Valuation date for property division (FLA s.5): 2026-03-31.
2.
PART 1 — INCOME
My annual income from all sources for the most recent taxation year is set out below, in compliance with section 21 of the federal Child Support Guidelines:

Employment income (T1 line 15000 gross): 52,000.00 CAD
Investment income (dividends, interest, capital gains): 850.00 CAD

TOTAL ANNUAL INCOME (all sources, gross): 52,850.00 CAD.
3.
PART 3 — MONTHLY EXPENSES
My current monthly expenses are set out below:

Housing (mortgage/rent + property tax + utilities + maintenance): 2,200.00 CAD/month
Transportation (car payment + insurance + fuel + transit + repairs): 550.00 CAD/month
Food (groceries + meals out): 900.00 CAD/month
Debt service (credit card payments, lines of credit, student loans): 450.00 CAD/month
Insurance (life + health + disability + property): 180.00 CAD/month
Childcare and child-related expenses: 850.00 CAD/month
Recreation and entertainment: 320.00 CAD/month
Other (clothing, personal care, professional fees, etc.): 420.00 CAD/month

TOTAL MONTHLY EXPENSES: 5,870.00 CAD.
TOTAL ANNUAL EXPENSES (12 × monthly): 70,440.00 CAD.
4.
PART 4 — ASSETS IN CANADA AND ABROAD
My assets in Canada and abroad as at the valuation / disclosure date are set out below, in compliance with section 5 of the Family Law Act (Ontario) (for the Form 13.1 property-division context) and Rule 13 of the Family Law Rules:

Real estate / real property:
Principal residence — 218 St. Clair Avenue West, Suite 1402, Toronto, ON M4V 1R3. Condominium unit. Joint ownership with Jonathan Edward Park. Fair market value 2026-03-31: CAD 1,250,000 (based on independent appraisal by RealPro Valuations Inc. dated 25 April 2026). Outstanding TD Canada Trust mortgage at 2026-03-31: CAD 750,000. Filing Party's 50% equity share: CAD 250,000.

Vehicles (cars, boats, recreational vehicles):
2022 Honda CR-V EX-L (VIN 7CB12FHJ8KP123456). Sole ownership. Fair market value 2026-03-31: CAD 32,000 (Canadian Black Book). No encumbrance.

Bank accounts (chequing + savings + GIC):
TD Canada Trust personal chequing account (xxxx-7842) — balance 2026-03-31: CAD 5,800.
TD Canada Trust high-interest savings account (xxxx-9156) — balance 2026-03-31: CAD 18,000.

Investments (TFSA + non-registered + stock options + cryptocurrency):
TFSA at RBC Direct Investing (account xxxx-1283) — balance 2026-03-31: CAD 42,000 (mix of XEQT and XGRO ETFs).
Non-registered investment account at Wealthsimple — balance 2026-03-31: CAD 8,500.

RRSP + pension + DPSP:
RBC Royal Bank RRSP (account xxxx-5571) — balance 2026-03-31: CAD 145,000 (target-date 2050 fund).
Employer Defined Contribution Pension at current employer (Northwind Logistics) — commuted value 2026-03-31: CAD 28,000 (per actuarial statement dated 15 April 2026).

Life insurance (cash surrender value):
Canada Life Term-20 policy on Filing Party's life (Policy CL-78421-9956) — face amount CAD 500,000, no cash surrender value (term policy).

Business interests (shares in private companies, partnerships, sole proprietorships):
No private business interests.

Assets located outside Canada:
No assets located outside Canada.

Each asset above is identified with: (a) description; (b) location; (c) registered ownership (sole / joint / tenants-in-common); (d) fair market value at the valuation date; and (e) any encumbrances (mortgages, liens, security interests). Where the asset is jointly owned, the Filing Party's proportionate share is disclosed.
5.
PART 5 — DEBTS AND LIABILITIES
My debts and liabilities as at the valuation / disclosure date are set out below:

Secured debts (mortgages, vehicle loans, HELOC):
TD Canada Trust mortgage on principal residence (joint with Jonathan Park) — current balance 2026-03-31: CAD 750,000. Monthly payment CAD 3,890 (PandI). Interest rate 5.49% fixed, maturity 2029-07-01.

Unsecured debts (personal loans, lines of credit, student loans):
TD personal line of credit (account xxxx-3344) — current balance 2026-03-31: CAD 8,500. Monthly minimum payment CAD 220. Interest rate prime + 2.5%.

Credit card debts:
TD Aeroplan Visa Infinite (xxxx-1182) — current balance 2026-03-31: CAD 2,800. Monthly minimum payment CAD 90. Interest rate 19.99%.

Tax debts (CRA personal income tax, GST/HST, property tax arrears):
No outstanding personal income tax owing to CRA. Property tax current on principal residence.

Contingent liabilities (guarantees, indemnities, pending lawsuits):
No contingent liabilities (no guarantees given, no pending lawsuits, no surety obligations).

Each debt above is identified with: (a) the creditor; (b) the original principal; (c) the current balance owing; (d) the monthly payment; (e) the interest rate; and (f) the maturity date.
6.
PART 6 — TAX DOCUMENTS AND SUPPORTING DOCUMENTS
In compliance with section 21 of the federal Child Support Guidelines and Rule 13 of the Family Law Rules, the following tax documents are attached to this Financial Statement as exhibits:

Most recent T1 General income tax return: Tax year 2025.
3-year Notice of Assessment history (CRA-issued):
NOA for tax year 2025 (Notice of Assessment dated 15 April 2026) — Line 15000 total income CAD 52,850.
NOA for tax year 2024 (Notice of Assessment dated 17 May 2025) — Line 15000 total income CAD 51,400.
NOA for tax year 2023 (Notice of Assessment dated 22 May 2024) — Line 15000 total income CAD 49,800.

Tax slips and supporting documents:
T4 from Northwind Logistics Inc. for 2025 — CAD 52,000 employment income.
T5 from RBC Direct Investing for 2025 — CAD 850 investment income.
T4A(P) — no CPP benefits received (under 60).
3 most recent pay stubs (April, May, June 2026) attached.

In addition, the following supporting documents are attached: (a) the 3 most recent pay stubs (for any salaried employment); (b) the most recent statement for any business or self-employment activity; (c) the most recent statement for any rental property; and (d) where I am self-employed, the financial statements (or equivalent) for the most recent 3 fiscal years. I confirm that the income figures stated in Part 1 above are consistent with the tax documents attached.
7.
AFFIDAVIT OF FINANCIAL DISCLOSURE
I, Caroline Anne Martel, MAKE OATH AND SAY (or, where I have an objection to swearing on religious or other grounds, AFFIRM) that:

(a) the information set out in this Financial Statement is true to the best of my knowledge, information and belief;

(b) I have disclosed all of my income from all sources, all of my assets located in Canada and abroad, and all of my debts and liabilities;

(c) I have attached the supporting documents required by section 21 of the federal Child Support Guidelines and Rule 13 of the Family Law Rules, including the 3 most recent Notices of Assessment, the most recent pay stubs, and (where applicable) business financial statements;

(d) I understand that this Financial Statement is sworn for the purposes of family-court proceedings in Ontario and that any deliberately false or misleading statement is a CRIMINAL OFFENCE under sections 131 (perjury) and 134 (false statement) of the Criminal Code, R.S.C. 1985, c. C-46, punishable by up to 14 years' imprisonment; and

(e) I undertake to update this Financial Statement promptly if any material change in my financial circumstances occurs before the conclusion of the proceeding, in accordance with Rule 13(11) of the Family Law Rules.

SWORN (or AFFIRMED) before me at the City of Toronto, in the Province of Ontario, this 2026-06-15, before Sarah K. Henderson, Barrister and Solicitor, Henderson Family Law LLP (LSO #56789C), of 100 King Street West, Suite 4500, Toronto, ON M5X 1B1, a Commissioner for Taking Affidavits in and for the Province of Ontario.
8.
ACKNOWLEDGMENT OF CONTINUING DISCLOSURE OBLIGATION
I acknowledge that my financial-disclosure obligation under Rule 13 of the Family Law Rules is a CONTINUING obligation throughout the proceeding. I undertake to: (a) update this Financial Statement promptly if any material change in my financial circumstances occurs before the conclusion of the proceeding (Rule 13(11)); (b) produce all supporting documents reasonably requested by the Opposing Party or ordered by the court; (c) attend any examination for discovery or questioning related to this Financial Statement; and (d) attach a completed Form 13A (Certificate of Financial Disclosure) confirming the supporting documents I have produced. I understand that the court may draw adverse inferences from any failure to comply with the disclosure obligation, may impose costs sanctions under Rule 24, and may set aside any consent order obtained on the basis of incomplete or inaccurate disclosure (see Rick v Brandsema, 2009 SCC 10 and Leskun v Leskun, 2006 SCC 25).
APPLICANT
Caroline Anne Martel
Date: ____________________
COMMISSIONER FOR OATHS
Sarah K. Henderson, Barrister and Solicitor, Henderson Family Law LLP (LSO #56789C)
Date: ____________________

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What Is a Financial Statement (Form 13 / 13.1)?

An Ontario family-court Financial Statement is the sworn disclosure of income, expenses, assets and liabilities that each party must file in a family-court proceeding involving child support, spousal support, or property division. Form 13 is used when only support is at issue; Form 13.1 is required when both support and property division (equalisation under section 5 of the Family Law Act) are at issue. The Financial Statement is sworn before a Commissioner for Taking Affidavits in Ontario.

The disclosure obligation arises under Rule 13 of the Ontario Family Law Rules, O. Reg. 114/99, section 21 of the Federal Child Support Guidelines, SOR/97-175, and section 5 of the Family Law Act, R.S.O. 1990, c. F.3. Required documents include: the 3 most recent Notices of Assessment, the most recent pay stubs, business financial statements (where self-employed), and itemised disclosure of all assets and liabilities at the valuation date (for property cases).

The Supreme Court of Canada in Rick v Brandsema, 2009 SCC 10 and Leskun v Leskun, 2006 SCC 25 confirmed that incomplete or inaccurate financial disclosure can result in the court setting aside any consent order or domestic contract obtained on the basis of that disclosure. Deliberately false statements in a Financial Statement are criminal offences under sections 131 (perjury) and 134 (false statement) of the Criminal Code, punishable by up to 14 years imprisonment.

What's Covered in This Template

Our Financial Statement template covers every Part of Form 13 / 13.1 that a family-court judge or opposing counsel would expect.

Court & Parties Identification

Court name, court file number, Filer + Opposing Party legal names, Filer + Opposing Party roles (Applicant / Respondent).

Filing Purpose & Key Dates

Support only (Form 13) vs Support + Property / equalisation (Form 13.1) + filing date + valuation date (Form 13.1) + marriage and separation dates.

Part 1 — Annual Income

Employment (T1 line 15000 gross) + self-employment + rental + investment + pension + EI + social assistance + other income, with computed total.

Part 3 — Monthly Expenses

Housing + transportation + food + debt service + insurance + childcare + recreation + other, with computed monthly and annual totals.

Affidavit — Sworn Where and When

City and date of swearing before Commissioner for Taking Affidavits in Ontario.

Continuing Disclosure Acknowledgment

Rule 13(11) continuing obligation to update on material change + Form 13A Certificate of Financial Disclosure reference + Rick v Brandsema / Leskun v Leskun authorities.

Part 4 — Assets Schedule (Expert)

Real estate + vehicles + bank accounts + investments + RRSP + pension + life insurance + business interests + assets located outside Canada.

Part 5 — Liabilities Schedule (Expert)

Secured debts + unsecured debts + credit card debts + tax debts + contingent liabilities (guarantees, pending lawsuits).

Part 6 — Tax Documents Schedule (Expert)

3-year Notice of Assessment history + most recent T1 + tax slips (T4, T5, T4A) + 3 most recent pay stubs + business financial statements where self-employed.

Affidavit of Financial Disclosure (Expert)

Sworn before Commissioner for Taking Affidavits in Ontario + Criminal Code ss.131 (perjury) + 134 (false statement) acknowledgment + Rule 13(11) continuing-disclosure undertaking.

How to Create Your Financial Statement

Follow these steps to prepare a Financial Statement that satisfies the disclosure obligation under Rule 13 and survives a Rick v Brandsema disclosure challenge.

  1. 1

    Identify Whether You Need Form 13 or Form 13.1

    Form 13 = support only (child or spousal). Form 13.1 = support AND property / equalisation. Most divorce and post-separation property cases require Form 13.1.

  2. 2

    Identify Key Dates

    Marriage date + separation date + valuation date (typically the separation date for FLA s.5 equalisation). Get these dates right — they determine which assets and debts are in the calculation.

  3. 3

    Disclose All Income Sources (Part 1)

    Every source — employment, self-employment, rental, investment, pension, EI, social assistance, other. Use gross figures (T1 line 15000 for employment income). Reconcile to the 3-year Notice of Assessment history.

  4. 4

    List All Monthly Expenses (Part 3)

    Categorise by housing, transportation, food, debt service, insurance, childcare, recreation, other. Use realistic current figures, not aspirational or worst-case estimates.

  5. 5

    Itemise All Assets — In Canada and Abroad (Expert Part 4)

    Real estate + vehicles + bank accounts + investments + RRSP + pension + life insurance + business interests + foreign assets. Each with description, location, ownership type (sole / joint), FMV at valuation date, and encumbrances. Section 5 of the FLA is unforgiving on incomplete disclosure.

  6. 6

    Itemise All Debts and Liabilities (Expert Part 5)

    Secured + unsecured + credit card + tax + contingent. Each with creditor, original principal, current balance, monthly payment, interest rate, and maturity date. Forgetting a debt artificially inflates your NFP and the equalisation payment you owe.

  7. 7

    Attach the Tax Documents (Expert Part 6)

    3 most recent Notices of Assessment + most recent T1 + tax slips (T4, T5, T4A) + 3 most recent pay stubs + business financial statements (where self-employed). The Federal Child Support Guidelines s.21 mandates this disclosure.

  8. 8

    Swear Before a Commissioner for Taking Affidavits (Expert Affidavit Jurat)

    A Commissioner is typically a lawyer (LSO licensee), notary public, or other person authorised under the Commissioners for Taking Affidavits Act. Bring photo ID. The Commissioner administers the oath and signs the jurat. Deliberately false statements are criminal offences under Criminal Code ss.131 (perjury) and 134 (false statement).

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Legal Considerations

The Financial Statement disclosure obligation is governed by the Ontario Family Law Rules, the Federal Child Support Guidelines, the Ontario Family Law Act, and Supreme Court of Canada authorities.

This template is for informational purposes only and does not constitute legal advice. Ontario family-court proceedings have significant financial, custody, and property-division consequences. Consult a qualified Ontario family lawyer before swearing a Financial Statement, particularly where: the value of assets exceeds CAD 500,000; the marriage involves a corporation, professional practice or significant inheritance; one party may have undisclosed assets; or the case is complex (high-conflict custody, international assets, support variation).

Reviewed for Ontario family-court requirements

Rule 13 — Family Law Rules

Rule 13 of the Ontario Family Law Rules, O. Reg. 114/99 establishes the financial-disclosure obligation in Ontario family-court proceedings. Each party with a support or property claim must serve and file a Financial Statement (Form 13 for support only, Form 13.1 for support + property) within the prescribed time, attach the supporting documents specified by Federal Child Support Guidelines s.21, file a Form 13A Certificate of Financial Disclosure confirming the supporting documents produced, and update the Financial Statement promptly if any material change in financial circumstances occurs (Rule 13(11)).

Federal Child Support Guidelines s.21

Section 21 of the Federal Child Support Guidelines, SOR/97-175, requires every parent paying or receiving child support to attach to the Financial Statement: (a) the 3 most recent personal income tax returns; (b) the 3 most recent Notices of Assessment from the CRA; (c) the most recent pay stubs (3); (d) where self-employed, financial statements (or equivalent) for the 3 most recent fiscal years; (e) all T-slips (T4, T5, T4A, etc.) for the most recent tax year; (f) where receiving EI, social assistance, pension or disability benefits, the most recent benefit statements. The required disclosure also applies where the Federal Child Support Guidelines apply by way of incorporation into a provincial regime (e.g. for spousal support).

Section 5 Family Law Act — Equalisation

Section 5 of the Ontario Family Law Act, R.S.O. 1990, c. F.3, establishes the equalisation regime for property division. Each spouse's Net Family Property (NFP) is calculated by subtracting debts and liabilities at the valuation date from assets at the valuation date, then subtracting the value of assets brought into the marriage. The spouse with the higher NFP pays half the difference to the spouse with the lower NFP. Form 13.1 is the prescribed Financial Statement for equalisation disclosure. Incomplete disclosure can result in the court setting aside any consent order or domestic contract under Rick v Brandsema, 2009 SCC 10.

Rick v Brandsema and Disclosure-Based Set-Aside

In Rick v Brandsema, [2009] 1 SCR 295, 2009 SCC 10, the Supreme Court of Canada held that incomplete or inaccurate financial disclosure can result in the court setting aside a separation agreement that was negotiated on the basis of that disclosure. The Court applied a two-stage test: (a) was the disclosure incomplete or inaccurate?; and (b) did the inaccuracy cause unfairness in the bargain? The disclosure obligation under Rule 13 is therefore not merely procedural — it is the substantive foundation of any binding family-law settlement. Leskun v Leskun, 2006 SCC 25 articulated similar principles for the variation of spousal support based on full and frank disclosure.

Criminal Code ss.131 + 134 — Perjury and False Statement

A Financial Statement is sworn before a Commissioner for Taking Affidavits in Ontario. Deliberately false statements in a sworn Financial Statement are criminal offences under section 131 of the Criminal Code, R.S.C. 1985, c. C-46 (perjury — making a false statement under oath, intending to mislead) and section 134 (false statement — making a false statement in an affidavit, not under oath but knowing it is false). Both offences are indictable, punishable by up to 14 years' imprisonment. The Commissioner is not responsible for the truth of the statements — only for administering the oath properly.

Commissioner for Taking Affidavits

A Commissioner for Taking Affidavits in and for the Province of Ontario is a person authorised under the Commissioners for Taking Affidavits Act, R.S.O. 1990, c. C.17 to administer oaths and witness affidavits. Typical commissioners include: (a) lawyers (Law Society of Ontario licensees, ex officio commissioners); (b) notaries public; (c) members of the Ontario Provincial Police, RCMP and certain other officials; and (d) other persons appointed by the Attorney General. The Commissioner must be physically present when the affiant swears the affidavit (or, since 2020, remotely present via audio-visual communication where the affiant's identification can be verified).

Other Provinces — Different Forms

This template is calibrated to the Ontario Form 13 / 13.1 framework. Other Canadian common-law provinces use distinct family-court financial-disclosure forms: British Columbia uses Form 8 (Notice of Family Claim Financial Statement) under the Supreme Court Family Rules; Alberta uses the Schedule A financial-disclosure form under the Family Law Rules; Nova Scotia uses Form 59B; New Brunswick uses Form 72E. A separate template for each province may follow in a future sprint. For now, the substance of the Ontario disclosure can be adapted to the equivalent provincial form.

Frequently Asked Questions

Create Your Financial Statement Now

Build a Rule 13-compliant Financial Statement aligned with Ontario Form 13 (support only) or Form 13.1 (support + property) in minutes. The Free version produces a self-executing Statement with court and parties + filing purpose + Part 1 income (8 categories with computed total) + Part 3 monthly expenses (8 categories with computed monthly and annual totals) + continuing-disclosure acknowledgment with Rick v Brandsema authority. Upgrade to Expert to add the Part 4 Assets Schedule (real estate + vehicles + bank + investments + RRSP + life insurance + business + assets abroad), the Part 5 Liabilities Schedule (secured + unsecured + credit + tax + contingent), the Part 6 Tax Documents Schedule (3-year NOA + T1 + tax slips + pay stubs), and the formal Affidavit of Financial Disclosure with Criminal Code ss.131 + 134 perjury / false statement acknowledgment and Commissioner for Taking Affidavits jurat.

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