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Consumer RightsUnited Kingdom

Free Letter Before Action Template

A letter before action is a formal letter sent to a party before starting court proceedings, giving them a final opportunity to resolve the dispute. Use our free UK template to comply with the pre-action protocols and strengthen your position.

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Sarah Jane Cooper
44 Chestnut Road, Bristol BS1 2QR
07700 900221
sarah.cooper@email.co.uk
9 March 2026
Apex Contractors Ltd
Unit 5, Redfield Industrial Estate, Manchester M4 3AB
FAO: Customer Services Manager · Company No: 09876543
RE: LETTER BEFORE ACTION — PROPERTY DAMAGE / NEGLIGENCE
Response: 14 days
Dear Customer Services Manager,

This is a Letter Before Action ("LBA") sent pursuant to the Practice Direction — Pre-Action Conduct and Protocols of the Civil Procedure Rules. It sets out the basis of the claim I intend to bring against you, the relief I require, and the deadline for compliance. You are strongly advised to take independent legal advice on receipt of this letter.
1.
BACKGROUND AND FACTS
Date of contract / engagement: 15 January 2026
Date of incident / breach: 5 February 2026
Amount claimed: £3,750.00

On 15 January 2026 I contracted your company to replace the flat roof on my property at 44 Chestnut Road, Bristol. Your workers completed the works on 5 February 2026. Within days, significant water ingress was discovered causing damage to my top-floor ceiling, insulation and flooring. I have obtained an independent surveyor's report dated 1 March 2026 from Hughes Surveyors Ltd confirming that the works were defective and identifying the specific defects in the flashing and lead-work.
2.
PREVIOUS CORRESPONDENCE
I contacted your office by telephone on 12 February 2026 and followed up in writing by email on 20 February 2026. I received a brief acknowledgement but no substantive offer of remedy or compensation, despite a further reminder by recorded delivery on 28 February 2026.
3.
LEGAL BASIS OF THE CLAIM
You have breached your duty of care to me and/or to my property and have caused damage and consequential loss. I am entitled to recover those losses from you as damages for the tort of negligence. My claim is brought within the 6-year limitation period prescribed by section 5 of the Limitation Act 1980 (12 years under s.8 where the claim arises under a deed).
4.
MY DEMAND
I formally require you to provide compensation in the sum of £3,750.00 for losses and damages caused by your conduct within 14 days of the date of this letter. Payment should be made in full to the account details I will provide on request.
5.
INTEREST
If payment is not made within the stated deadline and proceedings become necessary, I shall claim interest at the rate of 8% per annum simple under section 69 of the County Courts Act 1984 (or section 35A of the Senior Courts Act 1981, as appropriate), calculated from the date the sum became due until the date of judgment or earlier payment.
6.
COSTS
If court proceedings become necessary you may also be ordered to pay court fees, legal costs and other reasonable expenses incurred as a result of your failure to comply with this letter, in accordance with CPR 44-48. Failure to engage constructively with this letter — and in particular failure to consider Alternative Dispute Resolution — may itself be taken into account by the court when assessing costs under CPR 44.2(5), following Halsey v Milton Keynes General NHS Trust [2004] EWCA Civ 576 and Churchill v Merthyr Tydfil CBC [2023] EWCA Civ 1416.
7.
ALTERNATIVE DISPUTE RESOLUTION
Before issuing proceedings I invite you to engage in Alternative Dispute Resolution, which may include direct negotiation, mediation (for example through CEDR, the Civil Mediation Council panel, or an ADR scheme approved under the Alternative Dispute Resolution for Consumer Disputes Regulations 2015), or, where applicable, referral to the Financial Ombudsman Service, Energy Ombudsman or similar approved body. Please indicate in your response whether you are willing to engage in ADR and, if so, which form.
8.
RESPONSE REQUIRED
Please respond in writing within the deadline above. If you dispute the claim in whole or in part, please set out your position fully and identify the facts in issue and the documents you rely on. If you fail to respond substantively, or fail to comply with this demand, I will, without further notice, issue a claim in the County Court on the small-claims track (CPR 27) for sums up to £10,000. Proceedings will be issued through Money Claim Online (MCOL) or the County Court Money Claim Centre, as appropriate.
9.
DOCUMENT PRESERVATION
You are on notice to preserve all documents and data (including electronic communications, accounting records, CCTV and text messages) which may be relevant to the issues in dispute. Destruction or deletion of such documents following receipt of this letter may give rise to adverse inferences and sanctions under CPR.
YOURS FAITHFULLY,
Sarah Jane Cooper
Claimant — 9 March 2026
Date: ____________________

What Is a Letter Before Action?

A letter before action (also called a letter of claim or pre-action letter) is a formal notice sent to a person or organisation before commencing legal proceedings. It sets out the nature of the claim, the basis for it and the remedy sought, and gives the recipient a reasonable opportunity to respond.

Under the Civil Procedure Rules and the associated Pre-Action Protocols, parties are expected to exchange information and attempt to settle disputes before issuing court proceedings. Failure to send a letter before action or to follow the relevant protocol can result in costs sanctions imposed by the court.

Letters before action are widely used in the United Kingdom in a wide range of disputes including debt recovery, breach of contract, personal injury, property damage, professional negligence and consumer complaints. They demonstrate that you have attempted to resolve the matter without court involvement in England and Wales.

What's Covered in This Template

Our letter before action template follows the pre-action protocol requirements and presents your claim clearly.

Claimant Details

Your full name, address and contact details as the party making the claim.

Defendant Details

Name and address of the person or organisation you are claiming against.

Summary of Facts

A clear, chronological account of the events giving rise to your claim.

Legal Basis

The legal grounds for your claim, such as breach of contract, negligence or statutory rights.

Amount Claimed

The specific amount of money you are claiming, with a breakdown of how it is calculated.

Evidence Summary

An outline of the key documents and evidence supporting your claim.

Proposed Settlement

What you are willing to accept to resolve the matter without court proceedings.

Response Deadline

A reasonable period for the defendant to respond, typically 14 days for straightforward claims.

ADR Offer

An offer to consider alternative dispute resolution such as mediation before proceeding to court.

Court Proceedings Warning

Notice that court proceedings will be issued without further notice if the matter is not resolved.

How to Create a Letter Before Action

Follow these steps to write an effective letter that complies with the pre-action protocols.

  1. 1

    Set Out the Facts

    Write a clear, chronological account of what happened, including dates, amounts and any relevant communications.

  2. 2

    State the Legal Basis

    Explain the legal grounds for your claim, referencing the relevant law such as breach of contract, the Consumer Rights Act 2015 or negligence.

  3. 3

    Specify the Remedy

    State exactly what you want: a specific sum of money, performance of an obligation, or other remedy. Provide a breakdown of the amount claimed.

  4. 4

    Set a Response Deadline

    Give the recipient a reasonable period to respond, usually 14 to 30 days depending on the complexity of the claim.

  5. 5

    Send by Recorded Delivery

    Post the letter by recorded delivery or send it by email with read receipt. Keep a copy for your records as evidence of compliance with the pre-action protocol.

Legal Considerations

Pre-action protocols are an important part of the court process and non-compliance has consequences.

This template is for informational purposes only and does not constitute legal advice. Consult a qualified solicitor for advice specific to your situation.

Reviewed for England & Wales law

Pre-Action Protocol Compliance

The UK Civil Procedure Rules require parties to follow relevant Pre-Action Protocols before issuing proceedings. The Practice Direction on Pre-Action Conduct applies to cases not covered by a specific protocol in England and Wales. Non-compliance can lead to costs sanctions, case stays or adverse costs orders.

Reasonable Response Period

The letter must give the recipient a reasonable time to respond. For straightforward debt claims in the UK, 14 days is usually sufficient. For more complex matters, 14 to 28 days is standard. The British Pre-Action Protocol for Debt Claims specifies 30 days for regulated consumer debts.

Alternative Dispute Resolution

UK courts expect parties to consider ADR before issuing proceedings. The court can impose costs sanctions on a party that unreasonably refused to engage in ADR. Your letter should include an offer to consider mediation or another form of British ADR.

Limitation Periods

Be aware of the relevant limitation period for your claim under United Kingdom law. Most contract claims must be brought within six years under the Limitation Act 1980. Personal injury claims in England and Wales have a three-year limit. Sending a letter before action does not stop the limitation period from running.

Frequently Asked Questions

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